Recovering Damages From Accidents With Uninsured or Underinsured Motorists
If you were in a car accident with an uninsured or underinsured motorist, it is important to know that you have rights. You may be able to receive compensation from your own auto insurance policy or other sources. Because insurance matters can be complex, you need an experienced attorney to handle these cases.
Contact the law office of Richard H. Raphael in Westport. I understand Connecticut law and know how to help people who were in car accidents with underinsured or uninsured motorists. I will seek the maximum compensation possible under your insurance policy. Negotiating with insurance companies is usually a difficult process requiring a skilled lawyer. Let me fight this battle on your behalf.
An Experienced Attorney on Your Side
Auto insurance companies are required to offer people an uninsured motorist insurance (UIM) provision and Medical Payments (Med Pay) coverage with their policies. In fact, drivers in Connecticut are required to purchase UIM coverage. I can make a claim with your auto insurance company under UIM coverage and Med Pay, if you have those options.
If the other driver has insufficient insurance, lapsed insurance or no insurance and you do not have Med Pay coverage, I may still be able to help. It is possible that someone in the negligent driver's family has insurance that covers him or her. I may also investigate whether the owner of the car has assets from which you may recover damages.
All auto accidents have the potential to cause serious injuries or wrongful death. You may need financial compensation for lost income, medical bills, monthly expenses, pain and suffering, and loss of enjoyment of life. I know how to interpret auto insurance policies and how to counteract insurance company strategies for denying claims.
For a free initial consultation to discuss your accident claim, please call my office at 203-349-8628 or contact me online. Evening and weekend appointments may be available by appointment.